Date: 10 June 2007 21:46 ...before you open KNOW YOUR DOORSTOP CODE 1.Can you see the 2. Do you know them 3. Do you know them 4.Why are they calling 5.Confirm their identificatio 6.Can you see their vehicle 7. Are they in uniform ...if in doubt, keep them out... DO NOT DIVULGE YOUR PERSONAL BANK DETAILS. Watch out for bogus e-mail fraudsters who are trying to extract personal bank details, they are telling the recipient that their debit acct. will be cancelled unless they reconfirm their membership. They are then directed to a website where they are asked to enter their Visa card details. Cycle thefts During the past couple of weeks there has been an increase in this crime. There is not a set area so all I can advise you once again if you own a bike make sure you invest in a decent lock. There is no sense in paying out hundreds for a bike then a couple of pounds for a cheap and nasty lock. Also, as I have said before most are stolen from outside the front or back gardens of people's homes Two choices. LOCK IT OR LOOSE Personal Information Quick tip: If you throw away credit card receipts and bills, make sure that you rip them up, or shred them if possible, so prying eyes can not read them. Identity theft is a growing problem, but these simple steps reduce your risk. Thieves can use even the most mundane of personal details to help them"verify" that they are someone they are not, and one of the most common ways of obtaining personal details is "bin-raiding". This is surprisingly common in affluent areas and is spreading out of towns to the countryside; with 75% of local authorities now admitting it happens regularly in their area. So don't keep all of your bills, receipts and other personal documents in an obvious place, if you can lock it away. If you don't have anywhere to lock it, try and keep it somewhere out of the way or separate it out. Consider investing in a shredder! Identity thieves will also try to dupe you into giving personal information either in person, over the phone or by using official sounding e-mails. And of course, personal computers can hold plenty of information useful to fraudsters. Be suspicious of anyone seeking too much personal information, and do not be afraid to challenge them by asking, "why, do you need those details?" A legitimate enquirer will not mind you asking. Make sure you store all important documents and details, such as your birth certificate, National Insurance number, receipts and bank statements, in a safe place. Anything containing personal information that you intend to throw out should be destroyed before it is put in the bin. Using a household paper shredder is not taking things too far. If you think you have become the victim of an identity thief, report it to the police, local authority and relevant Government departments or companies immediately. John Reynolds